Superannuation Calculator (Australia)

Work out your employer superannuation contributions at the current Superannuation Guarantee rate of 11.5%.

$
%
yr

Annual super

$10,925

Monthly

$910

30-year total (nominal)

$327,750

Lifetime figure is a simple sum — it does not include investment returns, fees or salary growth. Actual super balances compound significantly over decades.

What is the Superannuation Guarantee?

The Superannuation Guarantee (SG) is the minimum percentage of your ordinary time earnings that your employer must pay into your super fund. It is currently 11.5% for FY 2025–26 and is paid on top of your salary, not out of it.