Turn any hourly rate into a real Australian annual salary and take-home pay figure. Useful for casuals, contractors and part-timers.
Gross annual salary
$88,920
On $88,920 gross
$69,678
take-home / year
Tax + Medicare
$19,242
21.6% effective
Employer super
$10,226
paid on top
A full-time Australian week is typically 38 hours. Casuals are usually paid a 25% loading in lieu of leave, so a $36/hr full-time role often equates to about $45/hr casual. Adjust the "Weeks / year" field down (e.g. to 48) if you take unpaid time off.
Australia uses a progressive PAYG income tax system. The first $18,200 is tax-free, then income is taxed at 16%, 30%, 37% and 45% across rising brackets for FY 2025–26. Your employer withholds tax from each pay.
Take-home pay is your gross annual salary minus income tax and the 2% Medicare levy. It's the cash that actually lands in your bank account each pay cycle.
Superannuation ('super') is Australia's compulsory retirement savings system. Your employer pays 11.5% of your ordinary time earnings on top of your salary into your chosen super fund.
No — it's a separate 2% charge on taxable income, on top of income tax. Higher earners without private hospital cover may also pay the Medicare Levy Surcharge (1–1.5%).
Bracket thresholds are set by legislation and change occasionally. This calculator uses the FY 2025–26 rates that took effect on 1 July 2025.