What is salary after tax in Australia?
Your salary after tax — also called net salary or take-home pay — is what actually reaches your bank account after the ATO collects income tax and the Medicare levy. Advertised Australian salaries are almost always the gross figure. This salary calculator Australia workers can trust converts that headline number into the real weekly, fortnightly or monthly amount you can budget with.
How PAYG income tax works
Australia uses a progressive Pay As You Go (PAYG) system. Your employer withholds tax from every pay and remits it to the ATO. Because rates are marginal, only the income within each band is taxed at that rate — a small pay rise never pushes your whole income into a higher bracket.
Resident tax brackets — FY 2025–26
- $0 – $18,200: 0% (tax-free threshold)
- $18,201 – $45,000: 16%
- $45,001 – $135,000: 30%
- $135,001 – $190,000: 37%
- $190,001 and above: 45%
Medicare levy and super
The Medicare levy is a flat 2% of taxable income for most residents. Superannuation is paid by your employer on top of your salary (currently 11.5% for FY 2025–26) — it isn't part of take-home pay but is a real part of your total remuneration.
Comparing two job offers?
Use the job offer comparison tool to put two offers side-by-side — including bonuses and whether the salary is inclusive of super — and see which puts more money in your bank account.