Job Offer Comparison — Which Salary Wins? (Australia)

Compare Two Job Offers (Australia)

Enter both offers to see take-home pay, tax and super side-by-side. The better offer is highlighted automatically. Everything updates as you type.

Better take-home

Offer B wins by $6,800/yr

That's about $567 more each month in your bank account.

Offer A

Annual salary

Bonus / yr

Super %

Salary is inclusive of super (package deal)

Take-home / yr

$73,812

$2,839/fn · $6,151/mo

Offer B

Better

Annual salary

Bonus / yr

Super %

Salary is inclusive of super (package deal)

Take-home / yr

$80,612

$3,100/fn · $6,718/mo

Side-by-side comparison

Metric	Offer A	Offer B	Difference
Net take-home / yr	$73,812	$80,612	+$6,800
Net / fortnight	$2,839	$3,100	+$262
Tax + Medicare	$21,188	$24,388	+$3,200
Employer super	$10,925	$12,075	+$1,150
Bonus	$0	$0	—
Total package	$105,925	$117,075	+$11,150

"Better" is judged on annual take-home pay after tax and Medicare. Super and bonus are shown for context. Based on FY 2025–26 resident tax rates.

How to compare Australian job offers fairly

Comparing offers on gross salary alone can be misleading. Two Australian job offers with the same headline number can leave you with very different take-home pay depending on whether super is included, how the bonus is structured and where the salary sits within the progressive tax brackets.

Watch for "package inclusive of super"

A $110,000 "package inclusive of super" is not the same as $110,000 plus super. With an 11.5% super rate, the first offer's cash salary is closer to $98,655; the second is a full $110,000 cash with $12,650 super on top. Toggle the checkbox on each offer to see the real cash comparison.

Bonuses are taxed as ordinary income

Cash bonuses are taxed at your marginal rate — so a $10,000 bonus on top of a $130,000 salary is taxed mostly at 37%, netting you around $6,300 rather than the headline $10,000.

Frequently asked questions

+How is salary taxed in Australia?

Australia uses a progressive PAYG income tax system. The first $18,200 is tax-free, then income is taxed at 16%, 30%, 37% and 45% across rising brackets for FY 2025–26. Your employer withholds tax from each pay.

+What is take-home pay?

Take-home pay is your gross annual salary minus income tax and the 2% Medicare levy. It's the cash that actually lands in your bank account each pay cycle.

+What is superannuation?

Superannuation ('super') is Australia's compulsory retirement savings system. Your employer pays 11.5% of your ordinary time earnings on top of your salary into your chosen super fund.

+Is the Medicare levy included in income tax?

No — it's a separate 2% charge on taxable income, on top of income tax. Higher earners without private hospital cover may also pay the Medicare Levy Surcharge (1–1.5%).

+How often are Australian tax brackets updated?

Bracket thresholds are set by legislation and change occasionally. This calculator uses the FY 2025–26 rates that took effect on 1 July 2025.