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Terms of Use
Terms and conditions for using AU Finance Tools calculators, guides, and website resources.
Introduction
Welcome to AU Finance Tools.
By accessing or using this website, including our calculators, tools, and educational resources, you agree to these Terms of Use.
If you do not agree with these terms, please do not use our website.
Use of Our Website
AU Finance Tools provides free online calculators and educational content designed to help users better understand financial concepts.
You may use our website for personal, non-commercial purposes.
You agree not to:
- Use our website for unlawful purposes
- Attempt to interfere with the operation or security of our website
- Copy, reproduce, or redistribute our content without permission
Calculator Results and Information
Our calculators provide general estimates based on the information entered by users and publicly available Australian financial information.
Results should be used as a guide only and may not reflect your exact individual circumstances.
Actual outcomes may vary depending on factors including:
- Personal circumstances
- Employment arrangements
- Tax residency
- Government rules and regulations
You should verify important financial decisions with official sources or qualified professionals where appropriate.
No Financial Advice
The information provided on AU Finance Tools is for general educational purposes only.
We do not provide financial, tax, legal, or professional advice.
Using our calculators or reading our content does not create a professional advisory relationship between you and AU Finance Tools.
Accuracy of Information
We aim to provide useful and accurate information by using publicly available resources and regularly reviewing our content.
However, financial rules, rates, and regulations may change over time.
We do not guarantee that all information will always be complete, current, or error-free.
Third-Party Links
Our website may include links to third-party websites or resources for additional information.
These external websites are not controlled by AU Finance Tools, and we are not responsible for their content, availability, or accuracy.
Users should review the terms and privacy policies of third-party websites before using them.
Intellectual Property
All content on AU Finance Tools, including text, calculators, designs, and original materials, is owned by or licensed to AU Finance Tools unless otherwise stated.
You may view and use our resources for personal purposes, but you may not reproduce, modify, or distribute our content without permission.
Limitation of Liability
To the maximum extent permitted by law, AU Finance Tools is not responsible for any loss, damage, or consequences resulting from the use of our website, calculators, or information.
Users are responsible for making their own decisions based on their individual circumstances.
Changes to These Terms
We may update these Terms of Use from time to time to reflect changes to our website, services, or legal requirements.
Any updates will be published on this page with the revised date.
Disclaimer
The information provided on AU Finance Tools is for general educational purposes only and does not constitute financial, tax, or legal advice.